The New Consumer Financial Protection Bureau Regulations: CFPB - What Do They Mean for Your Clients

September 2013
The New Consumer Financial Protection Bureau Regulations:
CFPB - What Do They Mean for Your Clients?
Program Description:
There's a new sheriff in town, and it's the Consumer Financial Protection Bureau. There is a changing regulatory landscape, the scope of which may surprise you, no matter how you are involved in mortgage lending, so register today for this important half-day program!
Registration and Continental Breakfast
9:00 - 9:10am
Introduction and Welcome
Tom DeVine, Esq., Holland & Hart LLP, Denver, CO, Program Chair
9:10 - 9:30am
An Overview of the CFPB - There is a New Sheriff in Town
What is the Consumer Financial Protection Bureau? A Brief History; Its Extraordinary Powers; Defenses Available to the Borrower; Penalties and Fines
Presented by Joey Lubinski, Esq., Ballard Spahr LLP, Denver, CO
9:30 - 10:30am
The Changing Regulatory Landscape - An Overview of the CFPB's New Rules Affecting Residential Mortgage Lending
Truth in Lending and RESPA Changes; MLO Compensation; Escrow Accounts; Compliance; Prohibition on Arbitration; The CFPB's New Servicing Rules
Presented by Debra Still, President/CEO, and Craig Wildrick, Managing Director
10:30 - 10:45am
Networking Break
10:45 - 11:15am
What Should an Attorney Do When Approached by a Broker in a Seller Financed Transaction?
Ability to Repay Rule
What Do You Need to Know? How Does the Rule Apply? Are There Exemptions or Safe Harbors? The 8 Factors of Compliance; Consequences and Penalties for Violation
Presented by Terry Jones, CMB, CML, Vice President, Cherry Creek Mortgage Company, Greenwood Village, CO
11:15 - 11:45am
Let's Distill the Take-Away Points
Q&A; Practice Pointers; Safe Harbors; Tips and Considerations; Closing Remarks
Members of the Faculty
Program Chair
*Tom DeVine, Esq.
Holland & Hart LLP
Denver, CO
*Also a Faculty Member
Terry Jones, CMB, CML, Vice President
Cherry Creek Mortgage Company
Greenwood Village, CO
Joey Lubinski, Esq.
Ballard Spahr LLP
Denver, CO
Debra Still, President/CLE
Chair, Mortgage Bankers Association
Englewood, CO
Craig Wildrick, Managing Director
Enterprise Mortgage Lending
Zions Bancorporation
Denver, CO

Location Information
CLECI Large Classroom
1900 Grant Street, Suite 300
Denver, CO 80203
Get directions
Registration Fees
Non Member $169.00
CBA Member $149.00
CBA Real Estate Law Section Member $129.00
New Lawyer - CBA RE Estate or CBA Business Law Sect; in practice <3 years $109.00
CBA Financial Institutions Subsection $129.00
  • General Credits: 3.00
  • Ethics Credits:
Start Date - End Date
September 27, 2013
Start Time - End Time
9:00 AM - 11:30 PM
Event Location
CLECI Large Classroom
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