8:30 – 8:35 am
Welcome and Introduction
Extended by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group, Program Co-Chairs
8:35 – 9:00 am
What’s Changing in Student Loans, An Overview
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
9:00 - 10:00 am
Structure & Explanation of Types of Loans
- Overview of the System
- Types of Loans and Status
- Who are the Players
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
10:00 – 10:15 am
Stretch Break
10:15 – 11:15 am
Federal Student Loan Repayment Options
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
11:15 am – 12:00 pm
Federal Student Loan Forgiveness
- Public Service Loan Forgiveness (PSLF)
- Income Driven Repayment (IDR) Plan Forgiveness
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
12:00 – 1:00 pm
Lunch on your own
1:00 – 1:45 pm
Other Federal Student Loan Relief Options
- Borrower Defense to Repayment (BDTR) Forgiveness
- Disability Discharge
- Joint Spousal Consolidation Split
- Other Discharge Options
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
1:45 – 3:00 pm
Student Loans in Bankruptcy
- Discharge Options and Procedure
- DOJ Attestation Process
- Private Student Loan Discharge Action
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
3:00 – 3:15 pm
Stretch Break
3:15 – 3:45 pm
Private Student Loan Collection
- Overview of Private Student Loan Differences and Issues, Including Who Are the Remaining Companies
- Navient No Longer Services ANY Student Loans – CFPB Laws – Role of MOHELA
- Navient School Misconduct Program & TPD Process
- Strategies for Defending Student Loan Collections in State Court
- Settlement Options
Presented by Karen Cody-Hopkins, Esq., Cody-Hopkins Law Firm, and Tara Salinas, Esq., Salinas Law Group
3:45 – 5:00 pm
Colorado Law on Student Loans
- Colorado Statutes and Rules
- Colorado Ombudsman’s Office Role & Services
- When to Refer Clients and Possible Remedies
Presented by Kelsey Lesco, Esq., Colorado Student Loan Ombudsperson, Colorado Dept. of Law
5:00 pm
Closing Remarks & Adjourn